Discreet

Monaco Penthouse & Income Portfolio – €150M Ultra-Prime Opportunity

Ultra-Prime Monaco Portfolio: Lifestyle, Income, and Long-Term Capital Appreciation in One Asset

Monaco A rare opportunity to acquire one of Monaco’s most compelling trophy assets—an expansive duplex penthouse with private pool, seamlessly paired with nine income-generating studios in a prime port-front address. Delivering immediate cash flow alongside long-term capital appreciation, this €150M portfolio combines scale, flexibility, and ultra-prime positioning in one of the world’s most supply-constrained markets.

Penthouse1
Studio Apartments9

Investment overview

This opportunity represents a rare, trophy-grade acquisition in the heart of Monaco combining a landmark penthouse duplex with a portfolio of nine income-producing studio apartments within the same luxury building. The asset delivers both immediate cash flow and long-term capital appreciation, underpinned by its positioning in one of the most supply-constrained and globally sought-after real estate markets.

At its core, the offering is anchored by an expansive 1,078 sqm penthouse featuring five bedrooms, private pool, and five parking spaces—one of the largest private residences in Monaco. Complementing this is a collection of nine studios (50–70 sqm each), each with dedicated parking, generating stable rental income while also offering flexibility for reconfiguration or resale. This dual-asset structure allows an owner to enjoy a primary residence while maintaining ancillary accommodation for staff, guests, or income generation.

From an investment standpoint, the portfolio produces approximately €1.9M–€2.16M in annual rental income, with built-in rental growth of circa 3% per annum and strong occupancy fundamentals. The studios alone provide consistent yield, while the penthouse contributes significant income or lifestyle optionality. The combined pricing of circa €150M reflects a blended value across 1,578 sqm, with studio pricing marginally below market averages, presenting immediate value relative to Monaco benchmarks.

Strategically, this is a highly defensive, euro-denominated asset offering diversification for USD-based investors, with Monaco’s status as a zero-debt, politically stable, and tax-efficient jurisdiction reinforcing its safe-haven appeal. The ability to hold, enhance, or selectively dispose of individual units introduces optionality rarely seen at this level, positioning the asset as both a lifestyle acquisition and an institutional-grade investment.

In summary, this is a one-of-a-kind portfolio that combines scale, income, flexibility, and prestige—an opportunity tailored to ultra-high-net-worth individuals or investors seeking exposure to Monaco’s ultra-prime market with both immediate yield and long-term upside.

Investment highlights
  • Ultra-Prime Monaco Location – one of the most sought-after addresses globally, with direct proximity to the marina and luxury infrastructure.
  • Significant Total Footprint– Approx. 1,578 sqm combined living space, making it one of the largest private residential holdings in the Principality.
  • Income-Producing Asset – Current rental income of approx. €1.9M+ per annum, with built-in potential for 3% annual rental growth.
  • Strong Yield + Capital Preservation – Cash-flowing asset in a supply-constrained, ultra-prime market with consistent long-term capital appreciation.
  • Flexible Investment Strategy
  • Hold for income
  • Use as a primary residence + staff/guest accommodation
  • Sell units individually for value realisation
  • Reconfigure studios into larger units for uplift

Detailed advert

Facts, fit, and buyer context.

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Asking Price

Price150m
Location and connectivity
  • Positioned in the heart of Monaco this asset benefits from exceptional connectivity both locally and internationally. The property sits within immediate proximity to Monaco’s primary transport arteries, including direct access to the A8 motorway linking seamlessly to Nice Côte d’Azur International Airport—one of Europe’s most connected private and commercial aviation hubs, reachable in approximately 25 minutes.
  • The location also offers walkable access to Monaco’s marina, financial district, and key lifestyle destinations, while Monaco’s heliport provides rapid transfers to Nice Airport in under 10 minutes.
  • This level of connectivity ensures effortless mobility for residents, staff, and international investors, reinforcing the asset’s appeal as both a primary residence and a globally accessible investment.
Best suited for
  • UHNW private buyers or billionaires seeking a flagship Monaco residence with ancillary accommodation for staff, security, or guests
  • Family offices looking for capital preservation in a safe-haven jurisdiction with euro exposure and long-term appreciation
  • Income-focused investors attracted to stable, in-place rental income of approximately €1.9M+ per annum with indexed growth
  • Strategic real estate investors who value asset versatility — the ability to reconfigure, combine, or divest individual units over time
  • Global investors seeking diversification away from USD-denominated assets into prime Eurozone real estate

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